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Parallel Profits 9 Common Mistakes Among People In Managing Their Money; One of the biggest problems people face today is money management. Most employees do not have emergency funds, and a good proportion of those with financial debts are unable to spend and live comfortably, and others are unable to rein in spending here and there. It is very difficult to save money until you retire, if you are unable to manage your money now and suffer from the accumulation of different debts.